PROPRIETARY PROCESS
The Retirement G.R.I.P. (Guaranteed Retirement Increasing Income Plan)
Structured retirement planning process designed to replace uncertainty with clarity, validation, and a guided income strategy.
This page provides a deeper look at how each stage of the G.R.I.P. framework is delivered through a 4-meeting client process..
01 DISCOVERY
Alignment & Financial Clarity
The first meeting can be conducted in person or via Zoom. The focus is alignment and understanding—not product discussion.
We review:
• Retirement goals and expectations
• Existing written retirement plans (if any)
• What the client expects from a retirement planner
• Whether values, mindset, and expectations align
The goal is to determine if both sides are comfortable working together under a shared planning philosophy.
This meeting ensures alignment before any financial analysis begins.
02 VALIDATION
Red Zone Financial Review
This meeting focuses on a detailed financial discovery process to validate the client’s current retirement readiness. We review:
• Whether a written budget exists
• Whether a written retirement plan exists
• Current asset positioning
• Whether assets are being used for income
• Long-term care planning considerations
• Wealth transfer intentions (children and grandchildren)
We also gather structured data using the “3 W’s”:
• Where is your money now?
• When do you want to use it?
• What do you want it to do?
Additional items collected include:
• Children’s names and dates of birth
• Income-to-expense ratio analysis
• Full asset breakdown
At the end of this meeting, the next appointment is scheduled.
03 STRATEGY
G.R.I.P. Retirement Income Design
Between Meeting 2 and Meeting 3, a personalized 3-ring G.R.I.P. proposal is prepared.
This strategy meeting includes a structured review of:
Proof & Case Studies
Real client examples dating back to 2002
demonstrating income and long-term care outcomes.
The Need
The risk of outliving retirement income
and the importance of structured planning.
The Solution
A guaranteed increasing income
strategy built using the G.R.I.P. framework.
Personal G.R.I.P. Plan
Client-specific income illustrations
based on gathered financial data.
Review of financial institutions
used in the strategy.
Financial Strength of
Recommended Companies
04 IMPLEMENTATION
Execution & Transition
to the Plan
This final meeting focuses on reviewing the complete strategy and preparing for implementation.
We review:
• The personal G.R.I.P. strategy in full
• Financial strength of recommended companies
• Any remaining questions or clarifications
Once confirmed, the implementation process begins.
This includes:
• Collecting required documentation (DOB, SSN forms, ID,
beneficiary information)
• Coordinating asset transfers into the new structure
• Preparing accounts for implementation
The client is guided step-by-step through the entire transition process.
START HERE
A Private Conversation
A structured discussion focused on current retirement positioning and future direction.
No pressure. No obligation. Only clarity on where things stand and what options exist.
The Aviation Legacy Guide
Helping families convert wealth into direction, protection, and lasting legacy. Wealth is not the destination—it is the foundation for structure, purpose, and generational impact.
For families who have spent a lifetime building something meaningful, Glenn Herring ensures it is preserved, directed, and carried forward.
Glenn Herring helps individuals and families make more informed financial decisions through structured planning and education.
Investment advisory services are offered through a properly registered investment adviser, where applicable. This material is for informational purposes only and does not constitute investment, legal, or tax advice. All investments involve risk, including possible loss of principal.
© 2026 Glenn Herring. All Rights Reserved.